*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{margin:0;font-family:'Plus Jakarta Sans',system-ui,sans-serif;background:#fdfefe;-webkit-font-smoothing:antialiased;color:#272727}
a{color:#0a387c;text-decoration:none}
a:hover{color:#0071e3}
h1,h2,h3,p{margin:0}
@keyframes emFadeUp{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:none}}
@keyframes emMarquee{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@keyframes emPulse{0%,100%{opacity:1}50%{opacity:.4}}
@keyframes emSpin{to{transform:rotate(1turn)}}
@keyframes emShimmer{0%{background-position:200% 50%}100%{background-position:-200% 50%}}
@keyframes emBob{0%,100%{transform:translateY(0)}50%{transform:translateY(-12px)}}
@keyframes emGlow{0%,100%{box-shadow:0 0 0 0 rgba(255,176,0,.5)}50%{box-shadow:0 0 0 16px rgba(255,176,0,0)}}
@keyframes emGrad{0%{background-position:0% 50%}100%{background-position:200% 50%}}
@keyframes emDrift{0%,100%{transform:translate(0,0) scale(1)}50%{transform:translate(34px,-26px) scale(1.14)}}
@keyframes busMove{0%{left:8%}50%{left:78%}100%{left:8%}}
.hv0:hover{border-bottom:2px solid #ffb000 !important;color:#0a387c !important}
.hv1:hover{transform:translateY(-2px) scale(1.03) !important;box-shadow:0 14px 28px -10px rgba(255,176,0,.8) !important}
.hv2:hover{transform:translateY(-3px) scale(1.03) !important}
.hv5:hover{transform:translateY(-6px) rotate(-.5deg) !important;box-shadow:0 28px 50px -20px rgba(10,56,124,.5) !important;border-color:#ffb000 !important}
.hv6:hover{transform:translateY(-6px) rotate(.5deg) !important;box-shadow:0 28px 50px -20px rgba(10,56,124,.5) !important;border-color:#ffb000 !important}
.hv7:hover{transform:translateY(-6px) !important;box-shadow:0 28px 50px -20px rgba(10,56,124,.6) !important}
.hv9:hover{background:#0a387c !important;color:#fff !important}
.hv16:hover{background:#ffb000 !important;color:#0a1f3d !important;border-color:#ffb000 !important}
.hv17:hover{background:#5dcf8b !important;color:#0a1f3d !important}
.hv18:hover{background:#ffb000 !important;color:#0a1f3d !important;transform:translateY(-3px) !important}
.hv19:hover{color:#ffb000 !important}






.modchip{display:inline-flex;align-items:center;gap:7px;background:#fff;border:1px solid rgba(44,90,160,.18);border-radius:99px;padding:9px 16px;font-weight:700;font-size:13px;color:#0a387c;transition:background .25s ease,color .25s ease,transform .25s ease,border-color .25s ease}
.mci{font-size:13.5px;line-height:1;flex-shrink:0}
.modchip:hover{background:#0a387c;color:#fff;transform:translateY(-2px);border-color:#0a387c}
a.modchip{color:#0a387c}
details.faq{background:#fff;border:1px solid rgba(44,90,160,.16);border-radius:14px;box-shadow:0 10px 24px -16px rgba(10,56,124,.28);transition:box-shadow .3s ease,border-color .3s ease}
details.faq:hover{border-color:#ffb000;box-shadow:0 18px 34px -18px rgba(10,56,124,.4)}
details.faq summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 22px;font-weight:800;font-size:15.5px;color:#12233f}
details.faq summary::-webkit-details-marker{display:none}
details.faq .fx{width:26px;height:26px;border-radius:99px;background:#e8f0fc;color:#0a387c;display:inline-flex;align-items:center;justify-content:center;font-weight:800;flex-shrink:0;transition:transform .3s ease,background .3s ease,color .3s ease}
details.faq[open] .fx{transform:rotate(45deg);background:#ffb000;color:#12233f}
details.faq .fa{padding:0 22px 18px;font-size:14px;color:#565656;line-height:1.65;margin:0}
input::placeholder{color:#9aa5b5}
select:invalid{color:#9aa5b5}